I was talking to my insurance agent. The health insurance plan she quoted me some time ago has been replaced by a new, reportedly better plan.

The old plan had a $2M lifetime limit. This new plan has a $5M lifetime limit.

So, of course, I told her, “Gee, if it reaches $5M I’m dead [so that must be enough].”

She replied that her son-in-law (or nephew) just had a heart-lung transplant and he is most definitely not dead, so, “No, at $5M you are definitely not dead yet.”