I finally got off my rear and set up two things I’d been putting off for a very long time:
Ramit Sethi says the ING DIRECT is his favorite savings account, since it has no fees and excellent sub-account features for keeping track of different money allotments inside one account, something I’m big on. Previously, I’d done this by having lots of accounts, which was a hassle. If you sign up for one, please use his affiliate link.
Here’s a good (but not fresh — 2007) article on how to pick where to open your Roth IRA http://www.getrichslowly.org/blog/2007/06/07/how-to-start-a-roth-ira-and-where-to-do-it/